HomeLIFETIME FREE CC FEATURES

LIFETIME FREE CC FEATURES

  • Joining Fee

    Rs. 500 + GST

  • Renewal Fee

    Rs. 500 + GST

  • Best Suited For

    Dining | Food

  • Reward Type

    Cashback

  • Welcome Benefits

    Complimentary 3-Month Swiggy One Membership

  • 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). 
  • 5% Cashback on online spends across online MCCs. 
  • 1% Cashback on other categories. 
  • Complimentary Swiggy One Membership for 3 months on card activation
  • Cardholder is eligible for welcome benefit on card activation
  • Monthly Salary 15000+
  • Credit Score 750+
  • Age 21-65
  • ITR 6 Lakh +
  • Joining Fee

    Rs. 499 + GST

  • Renewal Fee

    Rs.,499 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    1,499 NeuCoins on Tata Neu App

    • 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends

    • 1% back as NeuCoins on UPI spends (including spends on partner Tata Brands) – maximum of 500 NeuCoins per calendar month.

    • W.e.f. 01-Aug-24, earn up to 1% back as NeuCoins on eligible UPI spends.
      – Earn 0.25% back as NeuCoins on eligible UPI spends (including spends on partner Tata Brands), this will be posted to your card account by the Bank.
      – Earn additional 0.75% back as NeuCoins on any eligible UPI payments by using Tata Neu UPI ID. Additional NeuCoins on Tata Neu UPI payments will be posted directly to your Tata Neu Account.

  • Monthly Salary 25000+
  • Credit Score 750+
  • Age 21-65
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Shopping | Food

  • Reward Type

    Reward Points

  • Welcome Benefits

    Get 100% cashback up to Rs. 300 on your first utility bill payment within 30 days of getting the card.

  • Get 40% off on food delivery at Zomato
  • Use code “AXISNEO” to avail instant discount
  • Get 10% off on movies, groceries and online shopping at exclusive partners
  • Minimum 15% off on dining at partner restaurants
  • Save up ₹10,000 in a calendar year
  • Avail annual discounts of up to ₹2,880 on Zomato
  • Avail annual discounts of up to ₹3,000 on Blinkit
  • Avail annual discounts of up to ₹1,000 on BookMyShow
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  • Monthly Salary 25000+
  • Credit Score 750+
  • Age 21-70
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Get an EazyDiner discount voucher, and get a discount voucher from any of these brands: Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola, etc.

  • Earn up to 8X Reward Points on select merchant categories
  • Lifetime FREE – no joining fee or annual fee
  • Flexibility to choose your Reward Plans to match your lifestyle
  • 1% fuel surcharge waiver at all fuel stations
  • Redeem reward points towards cash credit (1RP =₹0.35)
  • Redeem reward points towards non-cash credit (1RP = ₹0.35)
  • 0.5 points on every ₹ 100 spent on all other categories
  • Multiple reward redemption options including IndusMoments, airline miles on InterMiles/Vistara, cash credit and pay with rewards
  • Comprehensive insurance benefits
  • Current month offers:
  • Up to ₹800 off on EaseMyTrip
  • 10% off on Myntra (min. spend of ₹999)
  • Fuel transactions will not accrue reward points
  • Myntra & EaseMyTrip offers valid till 30th Sep 2024
 
  • Monthly Income Rs. 20,000
  • Cibil Score 750 +
  • Age 21-60
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Free 3-Month Zomato Gold Membership

  • Earn up to 10 Reward Points on each transaction
  • 2X Reward Points on all spends in 12th month on being active for previous 11 months in the anniversary year
  • 3 Months Zomato Gold Membership
  • 5% cashback annually on early payment of total outstanding amount
  • Times Prime Membership on spends of INR 2 lakh in a year
  • Monthly Income Rs. 20,000
  • Cibil Score 750 +
  • Age 18-65
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    N/A

  • 1.5 reward points for every Rs. 150 spent, except fuel spends
  • 1 RP = Re. 0.40 against cash credit redemption
  • 1 RP = Re. 0.60 for non-cash redemption, except for airmiles
  • 100 RP = 100 Air Miles/ CV Points
  • Monthly Income Rs. 20,000
  • Cibil Score 750 +
  • Age 18-65
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Movies | Travel | Dining | Fuel | Shopping

  • Reward Type

    Reward Point

  • Welcome Benefits

    N/A

  • 10X or 5X reward points on all online domestic & international retail transactions
  • 10X or 5X reward points on all POS & contactless offline domestic & international transactions
  • 1 Reward Point per Rs. 100 spent on utility spends (Up to 100 reward points per transaction)
  • 1 Reward Point per Rs. 100 on other spends, including insurance
  • Cardholders can earn a maximum of 25,000 reward points in a statement cycle, excluding utility spends
  • 1 Reward Point = Re. 0.25, redeemed through rewards catalogue
  •  
  • Monthly Income Rs. 25,000
  • Cibil Score 700 +
  • Age 21-60
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Movies | Shopping

  • Reward Type

    Reward Point

  • Welcome Benefits

    5% cashback on first EMI spend up to Rs. 1,000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 5,000 within 30 days of card generation

  • 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)

  • 4 complimentary Railway lounge visits per quarter

  • Complimentary Roadside Assistance worth ₹1,399

  • Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month
  • Monthly Income Rs. 25,000
  • Cibil Score 750 +
  • Age 21-65
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Movies | Shopping

  • Reward Type

    Reward Point

  • Welcome Benefits

    Gift vouchers worth Rs. 500 from popular brands on spending over Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction made within the first 30 days.

  • Buy One, Get One’ offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month)
  • 300+ Brand Offers, All year long! | Up to 20% discount at 1500+ restaurants
  • 2 complimentary domestic airport lounge and spa visits and 2 complimentary overseas airport lounge visits per quarter, on spending ₹20,000 every month.
  • Up to 2 complimentary golf rounds per month activated post ₹20,000 monthly statement spends

  • Monthly Income Rs. 300,000
  • Cibil Score 750 +
  • Age 21-65
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Travel | Shopping

  • Reward Type

    Reward Point

  • Welcome Benefits

    Vouchers worth Rs. 500 on spends of Rs. 15,000 within 90 days of card issuance. Also, get a 5% cashback on EMI transactions (up to Rs. 1,000) within 30 days of card issuance.

  • Buy One, Get One’ offer on movie tickets up to ₹125 on Paytm mobile app (valid twice per month)
  • 300+ Brand Offers, all year long! | Up to 20% discount at 1500+ restaurants 
  • 2 complimentary Domestic airport lounge visits per quarter, on spending ₹20,000 every month.  
  • 4 complimentary railway lounge visits per quarter

  • Monthly Income Rs. 100,000
  • Cibil Score 750 +
  • Age 21-65
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Travel | Shopping

  • Reward Type

    Reward Point

  • Welcome Benefits

    Get a welcome gift voucher worth Rs. 500 on spending Rs. 15,000 or more within the first 90 days. Also, get 5% cashback on the value of your first EMI transaction done inside 90 days of card generation.

  • 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday
  • 3X Reward Points on applicable online & offline purchases for spends up to ₹20,000 per month
  • Unlimited Reward points that never expire

  • Use Reward points to instantly pay for online or in-store purchases

  • 1X Reward Points on Insurance premium payments and Utility bill payments

  • Monthly Income Rs. 25,000
  • Cibil Score 700 +
  • Age 21-65